Personal Checking

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Better Life Checking

Choose checking that rewards you with high dividends and ATM refunds

We believe the one way to a better life is through financial stability. Better Life Checking gives your balance a boost with three different tiers of dividends, up to 3% APY* on balances up to $25,000, based on monthly qualifications. And you’ll get ATM fee refunds up to $25 a month if qualifications are met. Get the better life you deserve — with a little help from Del-One FCU.

Summary

Features three tiers of dividends, depending on qualifications met:

Tier 1 pays 1% APY* (on balances up to $25,000) if a member:

  1. Completes at least 10 signature based debit card transactions (excluding PIN and ATM transactions)
  2. Has at least $100 monthly direct deposit or current Del-One loan balance
  3. Receives E-statements

Tier 2 pays 2% APY* (on balances up to $25,000) if a member:

  1. Completes at least 15 signature based debit card transactions (excluding PIN and ATM transactions)
  2. Has at least $500 monthly direct deposit or $5,000 aggregate Del-One loan balance
  3. Receives E-statements

Tier 3 pays 3% APY* (on balances up to $25,000) if a member:

  1. Completes at least 15 signature based debit card transactions (excluding PIN and ATM transactions)
  2. Has at least $500 monthly direct deposit
  3. Has at least $100,000 aggregate Del-One loan balance
  4. Receives E-statements

Additional benefits:

  • Refunds on ATM fees (up to $25 monthly) when Tier 1 qualifications are met
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited check writing and debit card purchases
  • Online banking & bill pay available
  • Mobile banking available
  • eStatements available
  • Telephone banking available
  • Visa® debit card available
  • Free first box of checks (certain styles only)
  • $5 minimum deposit to open

View our current rates.

FAQs
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*Annual Percentage Yield; conditions and restrictions apply. Rates are subject to change.

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