Become a serious investor with a secure Share Certificate from Del-One FCU. The term is up to you and longer terms earn higher rates — so you’ll know exactly how much you’re getting and when. No guesswork. No gambling. Just a set-it-and-forget-it way to grow your savings without a second thought.
Ask about our new bump-rate option! During the term of applicable certificates, you have the option to increase your rate one time to the current rate being offered (at the time).
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Jumbo Share and IRA Certificates available
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $500 minimum deposit to open
Term Dividend Rate APYB 6 Month 0.60% 0.60% 12 Month 1.85% 1.87% 18 Month 2.20% 2.22% 24 Month ** up to 2.95% 2.99% 36 Month ** up to 3.00% 3.04% 42 Month ** up to 3.05% 3.09% 60 Month ** up to 3.40% 3.45%
*Early withdrawals may result in penalties:
- Terms of 6 months or less – 31 days' dividends
- Terms of 12 months – 91 days' dividends
- Terms longer than 12 months – 181 days' dividends
**Rate includes a 25 bp bonus for having a Better Life Checking account.