Personal Checking


VISA Debit Card

Make life — and shopping — easier with the power of Visa® plastic

Digging around for change or writing checks is not the way you should be spending your time. Speed up the purchasing process with a Visa® debit card that comes free with your checking account. And they’re instantly issued — just stop by any branch to pick up your card in minutes!

VISA Account Updater

Effective October 1, 2017, your Del-One VISA Debit and/or VISA Credit card will be automatically enrolled in the VISA Account Updater service. 

VISA Account Updater is a service that will provide card number and expiration date updates to merchants who maintain card records on file, typically for recurring payments.  This service provides updates to the VISA network.  In turn, VISA makes this information available to card-on-file (COF) merchants who elect to participate in the service.  COF merchants keep card numbers on file for recurring payments.  Examples include subscription services (such as Netflix) and utility companies.

Participating merchants will receive this information automatically and electronically, lessening the likelihood of manual entry error.  Recurring payments are more likely to be successful because updated card information is readily available to participating merchants.  

If you do not want to utilize this service, you may opt-out.  If you opt-out of this automatic update, you will be responsible to notify merchants whenever you receive an updated Del-One VISA Debit and/or VISA Credit card.  To OPT-OUT:  Call (302) 739-4496 or visit any branch location.  

  • Fast, free, and easy
  • Instant-issue cards — no wait time to receive your card
  • Safer than carrying cash
  • More convenient and safer than checks
  • Eliminate cost of purchasing checks
  • Make purchases anywhere Visa is accepted
  • Mobile Wallet - now compatible with Apple, Android and Samsung Pay
  • Visa Checkout now available
  • Customize your card for a personal touch
  • Click Here for instant issue template options
  • 24/7 access to funds via ATMs
  • Easily replaced if lost or stolen
  • VISA debit fraud prevention:  877-253-8964
Reloadable Debit Card

At Del-One, financial independence is at your fingertips — literally. Our reloadable debit cards* serve as a convenient alternative to traveler’s cheques and a solution if you don’t have or don’t qualify for a checking account. They’re also a great option for students seeking financial freedom!

Our cards offer:  

  • No credit check
  • No overdraft fees
  • No need to carry cash

Get instant online account access for your reloadable debit card.

*Purchases can be made anywhere Visa® is accepted, and cash can be withdrawn at any Visa, Plus, Star, or CO-OP ATMs. Cards may be purchased for $5 at any branch and are replaceable if lost or stolen. Personalized embossed EMV card will be mailed within 7 to 10 business days. Funds loaded at Del-One FCU branches will be available immediately. Funds loaded online at will be available in 3-5 business days; initial load is free, subsequent loads are $0.50 each. Monthly maintenance fee of $1.75 per month will occur. The cardholder must be a Del-One FCU member.

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