Consumer Loans

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Whether you need a loan for bill consolidation, vehicle or home purchase, medical expenses, or a family vacation, using credit has become an economic necessity in today’s society. Apply online or by phone any time of the day!


Why should you borrow at Del-One Federal Credit Union?

No prepayment penalties, speedy service, great rates, loan protection coverage, quality service, and a rate discount for having direct deposit.


Who can borrow from Del-One FCU?

You must be at least 18 years of age, a member in good standing, and have at least the minimum deposit in your Share Savings account. You may join Del-One Federal Credit Union and apply for a loan the same day.


How much can you borrow?

Del-One FCU has flexible lending guidelines, based on your ability to repay, your credit worthiness and other factors. Our goal is to package a loan payment to meet your needs.


How can you repay your loan?

Budgeting is much easier when you elect to repay your loan automatically. We offer methods such as payroll deduction, automatic payments, by mail, telephone transfer, or in branch.


--Personal Loans—

When looking for a way to consolidate debt and lower monthly payments, consider a personal loan. Unsecured loans can be used for a variety of purposes such as taxes, college tuition, home improvements, furniture, etc. Personal loans provide even more flexibility with an adjustable line of credit. Advances on pre-approved lines of credit can be made quickly and easy. Apply today.


Signature Loans and Personal Service Loans Unsecured personal loans can be used for a variety of purposes, such as paying off taxes, auto repairs, home improvements, and debt consolidation. Personal Service Loans provide even more flexibility with an adjustable line of credit*. Advances of pre-approved lines of credit* can be made quickly and easily. 

Share (Savings) Secured Loans Share Secured Loans are an easy way to establish a good credit rating and retain you hard earned savings. Deposit money in your regular savings (share) account and borrow the full amount of the loan at a special low fixed rate*. Secured shares (money in your account) are released as the principle payments are made. Your shares continue to earn dividends while you pay low monthly payments on your loan.

*Credit approval, terms, and rates based on credit worthiness and other factors.

**Annual Percentage Rate. Includes .25% discount for direct deposit to OR auto payment from a Del-One checking account. Actual rate determined by credit score/credit worthiness. Rate/offer is subject to change at any time. Cannot be used to pay off an existing Del-One loan. 


--Student Loans--

Pay for college the smart way with the Sallie Mae Smart Option Student Loan Program! Visit for more details.


--Vehicle Loans—

We’ve made purchasing the vehicle of your dream an easy process. We offer Auto and Motorcycle loans at a very low interest rate!

Click here for Del-One’s Car Buying Service powered by TRUECar®

Home Loans/Mortgages

Are you buying a home, planning a home improvement project, consolidating high interest loans, or taking a vacation? Let Del-One Federal Credit Union make your dreams come true with one of our Home Loan products:


  • Fixed Rate Home Equity Loan
  • Variable Rate Home Equity Line of Credit
  • Mortgage Loans NMLS ID# 543572

    Payments can be easily made via payroll deduction, telephone account access, in the office, or by mail. At Del-One FCU, you'll pay NO points and NO closing costs* on our Home Equity Loans.

    Rate our Consumer Loans and leave us a review below!

    Personal Loans

    ( 85 Votes )


    Auto Loans

    ( 65 Votes )


    Home Loans

    ( 13 Votes )





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