Rates

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Since Credit Unions are not-for-profit organizations, income earned above the cost of operations may be returned to the members in the form of dividends, low interest rates on money borrowed, or invested in additional products or services.

Click here to view Daily Mortgage Rates.

 

CURRENT DEL-ONE RATES--April 1, 2014
SHARESDividend RateA.P.Y. B LOANSA.P.R. A 
Branch Information
302-739-4496
MAARS (24/7): 739-2391 or
(800) 308-2020
Loans-By-Phone (24/7):
(302) 739-4496
www.Del-One.org (24/7)

Branch Hours:
Call Center
24/7

Wilmington
Monday - Friday
9am - 5pm

Downtown Dover
Monday - Friday (Drive Thru)
8am - 5pm
Monday - Friday (Lobby)
11am - 2pm

Georgetown & Dagsboro
Monday - Wednesday
9am - 5pm
Thurs - Fri 9am - 6pm

Smyrna, Milford, Seaford, West Dover, & New Castle
Monday - Wednesday
9am - 5pm
Thursday - Friday 9am- 6pm
Saturday 9am - 12pm
(Smyrna Drive-Thru Only on Saturday)
Regular Share
$100+
0.10% 0.10% Share Secured 5.00%
Christmas & Vacation
Clubs
0.10% 0.10% Signature*
Rates as low as...
8.64% C
I.R.A. Share .40% .40% VISAPlatinum 0% intro. as low as 9.90% up to 15.9%
Money Market
$.01 - $99,999.99 .20% .20% New Vehicle * 1
Rates as low as...
2.50% 3
$100,000 -$249,999.99 .30% .30% Used Vehicle * 2
Rates as low as...
3.35% 3
$250,000+ .40% .40%
Share & I.R.A.
Certificates
New Motorcycle*
Rates as low as...
4.50%
6 Month .25% .25% Used Motorcycle*
Rates as low as...
5.20%
12 Month .35% .35%

New Boat*
Rates as low as..

7.00%

18 Month .40% .40% Used Boat*
Rates as low as..
7.60%
24 Month .50% .50% Home Equity Loans LTV < 85%
36 Month .75% .75% Variable Rate*
Rates as low as...
3.50% D
60 Month .90% .90% Fixed Rate*C
Rates as low as...
LTV < 85%
Regular Checking 5 Year 4.50%
$500 + 0.05% 0.05% 10 Year 4.65%
Better Life Checking
$.01 - $25,000.00
1.98% 2.00% 15 Year 4.90%
$25,000.01 + 0.20% 0.20% 20 Year 4.90%
Business Checking
$1,000+
0.05% 0.05%


JUMBO SHARE & IRA CERTIFICATES

Term A.P.R. A A.P.Y. B
$50,000 Certificate
6 Month .35% .35%
12 Month .45% .45%
18 Month .50% .50%
24 Month .60% .60%
36 Month .90% .90%
60 Month 1.00% 1.00%
$100,000 Certificate
6 Month .40% .40%
12 Month .50% .50%
18 Month .55% .55%
24 Month .65% .65%
36 Month .95% .95%
60 Month 1.10% 1.11%

* Rate includes up to .25% discount for having or opening a CU checking with direct deposit,  or  a CU checking account with auto pay, not lower than floor rate. A) A.P.R.= Annual Percentage Rate B) A.P.Y.= Annual Percentage Yield C) Rates may vary based on credit worthiness. D) Rates based on the Prime Rate as of 3/1/14 Prime - discounts, not lower than floor rate 1. New Vehicles include: Auto, Truck & Van 2. Used Vehicles include: Auto, Truck & Van 3. Rates may vary based on term, down payment, and credit worthiness. 4. Minimum balance of $5,000 to avoid fee.  5. $500 minimum balance.

Effective 4/1/14.
Rates subject to change. Early withdrawal penalties may apply. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further information on applicable fees and terms.

Click here to view Daily Mortgage Rates.