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Loans to Meet Your Needs
Whether you need a loan for bill consolidation, purchasing a car or home, medical expenses, or a family vacation, using credit has become an economic necessity in today’s society.
Apply online or by phone anytime of the day!
WHY SHOULD YOU BORROW AT DEL-ONE?
- No Prepayment Penalties
- Great Rates
- Quality Service
- Speedy Service
- Loan Protection Coverage
- Rate Discount
WHO CAN BORROW FROM DEL-ONE?
You must be at least 18 years of age, a member in good standing, and have at least the minimum deposit in your Share Savings account. You may join Del-One and apply for a loan the same day.
HOW MUCH CAN YOU BORROW?
Del-One has flexible lending guidelines, based on your ability to repay, your credit worthiness and other factors. Our goal is to package a loan payment to meet your needs.
HOW CAN YOU REPAY YOUR LOAN?
Budgeting is much easier when you elect to repay your loan automatically because your payments will coincide with your pay schedule.
- Payroll Deduction – Have your loan payment automatically deducted each time you are paid until the loan is paid in full.
- Automatic Payments – If your employer or retirement system offers Direct Deposit or ACH payments through the Federal Reserve, you can set up automatic payments to coincide with your pay schedule.
- Payment by mail, telephone transfer or in person – If you are not able to repay automatically through one of the methods outlined above; your loan can be repaid in person, by mail, or by Telephone Teller transfer.
DOES DEL-ONE HAVE RATE DISCOUNTS?
Any Del-One member who has their payroll check automatically deposited to a Del-One checking account is entitled to a loan rate discount. Check with your member service representative for the current rate discount.
*Rates & terms determined by the equity in your home. Terms and conditions apply. See the Fee Schedule for fees involved. Del-One does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Click here to request the HMDA disclosure statement.