{"id":194,"date":"2019-04-12T12:59:52","date_gmt":"2019-04-12T12:59:52","guid":{"rendered":"https:\/\/www.del-one.org\/\/?page_id=194"},"modified":"2026-04-14T14:01:18","modified_gmt":"2026-04-14T14:01:18","slug":"cuentas-de-jubilacion","status":"publish","type":"page","link":"https:\/\/www.del-one.org\/es\/retirement-accounts\/","title":{"rendered":"Cuentas de jubilaci\u00f3n"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1762289797846 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h1><strong>Cuentas de jubilaci\u00f3n<\/strong><\/h1>\n<p>Disfruta del tiempo con tus nietos en casa o zarpa hacia tierras ex\u00f3ticas. Sea cual sea tu sue\u00f1o para la jubilaci\u00f3n, hazlo realidad prepar\u00e1ndote hoy.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n<div class=\"del-button left\">\n    <a href=\"https:\/\/www.del-one.org\/es\/horarios-de-las-ubicaciones\/#contact\" class=\"general-button\" title=\"Contact Us!\" target=\"\" rel=\"\">Contact Us!<\/a><\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" data-vc-stretch-content=\"true\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1762348128828\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\"><strong>El futuro est\u00e1 a tus pies con una cuenta IRA de Del-One FCU.<\/strong><\/h2>\n<p style=\"text-align: center;\">No hay cargos de apertura ni cuotas mensuales, solo dividendos competitivos que impulsar\u00e1n su saldo. \u00a1Visite cualquier sucursal en Delaware para abrir una cuenta de jubilaci\u00f3n IRA hoy mismo!<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\"><span style=\"color: #30bcae;\">\u00a0<\/span>Dividendos competitivos superiores a las tasas de ahorro est\u00e1ndar.<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\">\u00a0Opciones de IRA tradicionales y Roth<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\"><strong>\u00a0<\/strong>Sin cargos de configuraci\u00f3n<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\">\u00a0Sin cuotas de mantenimiento mensuales ni anuales.\u00a0<\/span><\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\">\u00a0Los fondos se pueden utilizar para comprar certificados dentro de una cuenta IRA.<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\"><span style=\"color: #30bcae;\">\u00a0<\/span>No se requiere dep\u00f3sito m\u00ednimo para abrir una cuenta.<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><strong>M\u00c1S<\/strong> <strong><a href=\"https:\/\/www.del-one.org\/wp-content\/uploads\/ESI-Info-Flyer-IRAs-and-Business-Services-Accounts.pdf\" target=\"_blank\" rel=\"noopener\">Cobertura adicional<\/a><\/strong> \u00a1Para las cuentas IRA!<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><a href=\"https:\/\/www.del-one.org\/es\/tipos-de-interes\/\">Consulte nuestras tarifas actuales.<\/a><\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1762348140523 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\"><span style=\"color: #7e4480;\"><strong>Obtenga m\u00e1s informaci\u00f3n sobre las cuentas de jubilaci\u00f3n.<\/strong><\/span><\/h2>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-color-grey vc_tta-style-modern vc_tta-shape-rounded vc_tta-o-shape-group vc_tta-controls-align-default\"><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel vc_active\" id=\"1678132133956-ce857287-3133\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132133956-ce857287-3133\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Tradicional o Roth: \u00bfCu\u00e1l es la m\u00e1s adecuada para ti?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Una cuenta IRA puede ayudarte a ahorrar m\u00e1s para tu jubilaci\u00f3n. Explora las diferencias entre una IRA tradicional y una IRA Roth y decide cu\u00e1l es la m\u00e1s adecuada para ti.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/04e6c29670824f91b3e56e631e943f65.pdf\" title=\"Cuentas IRA tradicionales y Roth\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA tradicionales y Roth.<\/a><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132133956-0a11e2bc-9ad4\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132133956-0a11e2bc-9ad4\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Cuentas IRA tradicionales<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Ahorra para tu jubilaci\u00f3n con una IRA tradicional. Una IRA tradicional te permite ahorrar por tu cuenta para la jubilaci\u00f3n con ganancias libres de impuestos y una posible deducci\u00f3n fiscal.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/66791beb550c4279927bb710f71aefd8.pdf\" title=\"Cuentas IRA tradicionales\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA tradicionales.<\/a><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132267478-fcecb5bb-4ebb\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132267478-fcecb5bb-4ebb\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Cuentas IRA Roth<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Prep\u00e1rate para tu futuro con una cuenta Roth IRA. Una cuenta Roth IRA te ayuda a ahorrar para la jubilaci\u00f3n con la posibilidad de obtener ingresos libres de impuestos en el futuro.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/1f8575f2367a434eb5729cfce9fee413.pdf\" title=\"Cuentas IRA Roth\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas Roth IRA.<\/a><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132271941-97285e05-79c7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132271941-97285e05-79c7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Trasladar sus ahorros para la jubilaci\u00f3n<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Traslada tus ahorros para la jubilaci\u00f3n sin perder beneficios fiscales. Al transferir dinero entre tus cuentas IRA y planes de jubilaci\u00f3n, aseg\u00farate de comprender las normas.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/cdd25256ef784162950e1c793baf4cb8.pdf\" title=\"Transferencias, aplazamientos y conversiones\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre transferencias, reinversiones y conversiones.<\/a><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Mi empleador va a cerrar nuestro plan de jubilaci\u00f3n actual. \u00bfPuede Del-One ayudarme a transferirlo a una cuenta IRA?<\/strong><\/p>\n<ul>\n<li>S\u00ed. La forma m\u00e1s sencilla de hacerlo es mediante una transferencia directa de su plan 401(k) (plan de jubilaci\u00f3n calificado) a una cuenta IRA. El administrador del plan 401(k) de su antiguo empleador deber\u00eda tener la documentaci\u00f3n necesaria para iniciar esta transacci\u00f3n. <em>Comun\u00edquese con Del-One para abrir un plan IRA antes de que se complete su transferencia.<\/em>.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132273842-0b33ad82-7e71\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132273842-0b33ad82-7e71\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Retirar dinero de sus ahorros para la jubilaci\u00f3n<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>\u00bfEs hora de retirar tus ahorros para la jubilaci\u00f3n? Aseg\u00farate de comprender las normas y las posibles consecuencias fiscales de los retiros de cuentas IRA y planes de jubilaci\u00f3n.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/cb0d088ddf5c4f4fb6ccb4ee6bdaf7ba.pdf\" title=\"Distribuciones de IRA y planes de jubilaci\u00f3n\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA y las distribuciones de planes de jubilaci\u00f3n.<\/a><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>\u00bfCu\u00e1ndo puedo acceder a los fondos de mi cuenta IRA?<\/strong><\/p>\n<ul>\n<li>Puede retirar los fondos disponibles de su cuenta IRA en cualquier momento. Los retiros realizados antes de los 59 a\u00f1os y medio pueden estar sujetos a impuestos y multas del IRS, seg\u00fan el tipo de cuenta IRA y la naturaleza del retiro.<\/li>\n<li>Si decide invertir fondos en un Certificado IRA con Del-One, los fondos retirados fuera del per\u00edodo de gracia pueden estar sujetos a la Penalizaci\u00f3n por Retiro Anticipado de Del-One.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1686235000276-c0a48430-58db\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1686235000276-c0a48430-58db\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Comprenda sus opciones de distribuci\u00f3n para beneficiarios<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Si has heredado una cuenta IRA, aseg\u00farate de comprender tus opciones.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/9e847fa309184d60a51fb247018cb727.pdf\" title=\"Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA heredadas.\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA heredadas.<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n<div class=\"del-button center\">\n    <a href=\"https:\/\/www.del-one.org\/es\/horarios-de-las-ubicaciones\/#contact\" class=\"general-button\" title=\"Contact Us!\" target=\"\" rel=\"\">Contact Us!<\/a><\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid section-interest vc_custom_1559651138815\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner vc_custom_1559034393016\"><div class=\"wpb_wrapper\"><h2 style=\"color: #7e4480;text-align: center\" class=\"vc_custom_heading vc_do_custom_heading bold vc_custom_1744916097145\" >TAMBI\u00c9N TE PUEDE INTERESAR\u2026<\/h2><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-lg-1\/5 vc_col-md-1\/5 vc_col-xs-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n<div class=\"del-token\">\n    <div class=\"info-token-wrapper\">\n        <a  href=\"https:\/\/www.del-one.org\/es\/sus-beneficios-de-miembro\/\"\n            target=\"\"\n            rel=\"\"\n            class=\"\"\n            >\n            <div class=\"info-token-icon\">\n                <img decoding=\"async\" width=\"40\" height=\"28\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico.png\" class=\"attachment-thumbnail size-thumbnail lazyload\" alt=\"icono de tarjeta de cr\u00e9dito\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico.png 40w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico-24x17.png 24w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico-36x25.png 36w\" data-sizes=\"(max-width: 40px) 100vw, 40px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 40px; --smush-placeholder-aspect-ratio: 40\/28;\" \/>                <div class=\"info-token-title\">Beneficios para los miembros<\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-lg-1\/5 vc_col-md-1\/5 vc_col-xs-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n<div class=\"del-token\">\n    <div class=\"info-token-wrapper\">\n        <a  href=\"https:\/\/www.del-one.org\/es\/horarios-de-las-ubicaciones\/\"\n            target=\"\"\n            rel=\"\"\n            class=\"\"\n            >\n            <div class=\"info-token-icon\">\n                <img decoding=\"async\" width=\"28\" height=\"42\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico.png\" class=\"attachment-thumbnail size-thumbnail lazyload\" alt=\"Icono de certificado\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico.png 28w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico-16x24.png 16w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico-24x36.png 24w\" data-sizes=\"(max-width: 28px) 100vw, 28px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 28px; --smush-placeholder-aspect-ratio: 28\/42;\" \/>                <div class=\"info-token-title\">Ubicaciones y horarios<\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-lg-1\/5 vc_col-md-1\/5 vc_col-xs-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n<div class=\"del-token\">\n    <div class=\"info-token-wrapper\">\n        <a  href=\"https:\/\/www.del-one.org\/es\/cuentas-de-ahorro-wincentive\/\"\n            target=\"\"\n            rel=\"\"\n            class=\"\"\n            >\n            <div class=\"info-token-icon\">\n                <img decoding=\"async\" width=\"36\" height=\"35\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/thumbs-up-ico.png\" class=\"attachment-thumbnail size-thumbnail lazyload\" alt=\"icono de pulgar hacia arriba\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/thumbs-up-ico.png 36w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/thumbs-up-ico-24x24.png 24w\" data-sizes=\"(max-width: 36px) 100vw, 36px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 36px; --smush-placeholder-aspect-ratio: 36\/35;\" \/>                <div class=\"info-token-title\">Ahorros de incentivos WIN<\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1762368697151 vc_row-has-fill vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><strong>Ayudando a los miembros a alcanzar sus objetivos.<\/strong><\/h3>\n<h2><strong>Desde 1960<\/strong><\/h2>\n<p><b>Cooperativa de Cr\u00e9dito Federal Del-One<\/b><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n<div class=\"del-button left\">\n    <a href=\"https:\/\/www.del-one.org\/es\/hazte-miembro\/\" class=\"general-button\" title=\"Hazte miembro\" target=\"\" rel=\"\">Hazte miembro<\/a><\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"2000\" height=\"2000\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1.png\" class=\"vc_single_image-img attachment-full lazyload\" alt=\"Hazte miembro de Del-One FCU.\" title=\"Hazte miembro de Del-One FCU.\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1.png 2000w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-300x300.png 300w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-1024x1024.png 1024w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-150x150.png 150w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-768x768.png 768w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-1536x1536.png 1536w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-24x24.png 24w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-36x36.png 36w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-48x48.png 48w\" data-sizes=\"(max-width: 2000px) 100vw, 2000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2000px; --smush-placeholder-aspect-ratio: 2000\/2000;\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Retirement Accounts Enjoy time with the grandkids at home or set sail to exotic lands. Whatever you envision for your retirement, make it possible by preparing today. Contact Us! The future is at your feet with an IRA from Del-One FCU There are no setup or monthly fees, just competitive dividends to give your balance","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-194","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages\/194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/comments?post=194"}],"version-history":[{"count":175,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages\/194\/revisions"}],"predecessor-version":[{"id":21715,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages\/194\/revisions\/21715"}],"wp:attachment":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/media?parent=194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}