{"id":194,"date":"2019-04-12T12:59:52","date_gmt":"2019-04-12T12:59:52","guid":{"rendered":"https:\/\/www.del-one.org\/\/?page_id=194"},"modified":"2026-04-14T14:01:18","modified_gmt":"2026-04-14T14:01:18","slug":"cuentas-de-jubilacion","status":"publish","type":"page","link":"https:\/\/www.del-one.org\/es\/retirement-accounts\/","title":{"rendered":"Cuentas de jubilaci\u00f3n"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1762289797846 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h1><strong>Cuentas de jubilaci\u00f3n<\/strong><\/h1>\n<p>Disfruta del tiempo con tus nietos en casa o zarpa hacia tierras ex\u00f3ticas. Sea cual sea tu sue\u00f1o para la jubilaci\u00f3n, hazlo realidad prepar\u00e1ndote hoy.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n<div class=\"del-button left\">\n    <a href=\"https:\/\/www.del-one.org\/es\/horarios-de-las-ubicaciones\/#contact\" class=\"general-button\" title=\"\u00a1Cont\u00e1ctanos!\" target=\"\" rel=\"\">\u00a1Cont\u00e1ctanos!<\/a><\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" data-vc-stretch-content=\"true\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1762348128828\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\"><strong>El futuro est\u00e1 a tus pies con una cuenta IRA de Del-One FCU.<\/strong><\/h2>\n<p style=\"text-align: center;\">No hay cargos de apertura ni cuotas mensuales, solo dividendos competitivos que impulsar\u00e1n su saldo. \u00a1Visite cualquier sucursal en Delaware para abrir una cuenta de jubilaci\u00f3n IRA hoy mismo!<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\"><span style=\"color: #30bcae;\">\u00a0<\/span>Dividendos competitivos superiores a las tasas de ahorro est\u00e1ndar.<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\">\u00a0Opciones de IRA tradicionales y Roth<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\"><strong>\u00a0<\/strong>Sin cargos de configuraci\u00f3n<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\">\u00a0Sin cuotas de mantenimiento mensuales ni anuales.\u00a0<\/span><\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\">\u00a0Los fondos se pueden utilizar para comprar certificados dentro de una cuenta IRA.<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><span style=\"font-weight: 400; display: inline-block;\"><span style=\"color: #30bcae;\">\u00a0<\/span>No se requiere dep\u00f3sito m\u00ednimo para abrir una cuenta.<\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><strong>M\u00c1S<\/strong> <strong><a href=\"https:\/\/www.del-one.org\/wp-content\/uploads\/ESI-Info-Flyer-IRAs-and-Business-Services-Accounts.pdf\" target=\"_blank\" rel=\"noopener\">Cobertura adicional<\/a><\/strong> \u00a1Para las cuentas IRA!<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"color: #30bcae;\">\u2714 <\/span><a href=\"https:\/\/www.del-one.org\/es\/tipos-de-interes\/\">Consulte nuestras tarifas actuales.<\/a><\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1762348140523 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\"><span style=\"color: #7e4480;\"><strong>Obtenga m\u00e1s informaci\u00f3n sobre las cuentas de jubilaci\u00f3n.<\/strong><\/span><\/h2>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-color-grey vc_tta-style-modern vc_tta-shape-rounded vc_tta-o-shape-group vc_tta-controls-align-default\"><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel vc_active\" id=\"1678132133956-ce857287-3133\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132133956-ce857287-3133\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Tradicional o Roth: \u00bfCu\u00e1l es la m\u00e1s adecuada para ti?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Una cuenta IRA puede ayudarte a ahorrar m\u00e1s para tu jubilaci\u00f3n. Explora las diferencias entre una IRA tradicional y una IRA Roth y decide cu\u00e1l es la m\u00e1s adecuada para ti.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/04e6c29670824f91b3e56e631e943f65.pdf\" title=\"Cuentas IRA tradicionales y Roth\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA tradicionales y Roth.<\/a><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132133956-0a11e2bc-9ad4\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132133956-0a11e2bc-9ad4\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Cuentas IRA tradicionales<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Ahorra para tu jubilaci\u00f3n con una IRA tradicional. Una IRA tradicional te permite ahorrar por tu cuenta para la jubilaci\u00f3n con ganancias libres de impuestos y una posible deducci\u00f3n fiscal.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/66791beb550c4279927bb710f71aefd8.pdf\" title=\"Cuentas IRA tradicionales\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA tradicionales.<\/a><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132267478-fcecb5bb-4ebb\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132267478-fcecb5bb-4ebb\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Cuentas IRA Roth<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Prep\u00e1rate para tu futuro con una cuenta Roth IRA. Una cuenta Roth IRA te ayuda a ahorrar para la jubilaci\u00f3n con la posibilidad de obtener ingresos libres de impuestos en el futuro.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/1f8575f2367a434eb5729cfce9fee413.pdf\" title=\"Cuentas IRA Roth\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas Roth IRA.<\/a><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132271941-97285e05-79c7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132271941-97285e05-79c7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Trasladar sus ahorros para la jubilaci\u00f3n<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Traslada tus ahorros para la jubilaci\u00f3n sin perder beneficios fiscales. Al transferir dinero entre tus cuentas IRA y planes de jubilaci\u00f3n, aseg\u00farate de comprender las normas.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/cdd25256ef784162950e1c793baf4cb8.pdf\" title=\"Transferencias, aplazamientos y conversiones\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre transferencias, reinversiones y conversiones.<\/a><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Mi empleador va a cerrar nuestro plan de jubilaci\u00f3n actual. \u00bfPuede Del-One ayudarme a transferirlo a una cuenta IRA?<\/strong><\/p>\n<ul>\n<li>S\u00ed. La forma m\u00e1s sencilla de hacerlo es mediante una transferencia directa de su plan 401(k) (plan de jubilaci\u00f3n calificado) a una cuenta IRA. El administrador del plan 401(k) de su antiguo empleador deber\u00eda tener la documentaci\u00f3n necesaria para iniciar esta transacci\u00f3n. <em>Comun\u00edquese con Del-One para abrir un plan IRA antes de que se complete su transferencia.<\/em>.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1678132273842-0b33ad82-7e71\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1678132273842-0b33ad82-7e71\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Retirar dinero de sus ahorros para la jubilaci\u00f3n<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>\u00bfEs hora de retirar tus ahorros para la jubilaci\u00f3n? Aseg\u00farate de comprender las normas y las posibles consecuencias fiscales de los retiros de cuentas IRA y planes de jubilaci\u00f3n.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/cb0d088ddf5c4f4fb6ccb4ee6bdaf7ba.pdf\" title=\"Distribuciones de IRA y planes de jubilaci\u00f3n\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA y las distribuciones de planes de jubilaci\u00f3n.<\/a><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>\u00bfCu\u00e1ndo puedo acceder a los fondos de mi cuenta IRA?<\/strong><\/p>\n<ul>\n<li>Puede retirar los fondos disponibles de su cuenta IRA en cualquier momento. Los retiros realizados antes de los 59 a\u00f1os y medio pueden estar sujetos a impuestos y multas del IRS, seg\u00fan el tipo de cuenta IRA y la naturaleza del retiro.<\/li>\n<li>Si decide invertir fondos en un Certificado IRA con Del-One, los fondos retirados fuera del per\u00edodo de gracia pueden estar sujetos a la Penalizaci\u00f3n por Retiro Anticipado de Del-One.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1686235000276-c0a48430-58db\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h3 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1686235000276-c0a48430-58db\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Comprenda sus opciones de distribuci\u00f3n para beneficiarios<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h3><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Si has heredado una cuenta IRA, aseg\u00farate de comprender tus opciones.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a style=\"background-color:#fcad1c; color:#000000;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-custom\" href=\"https:\/\/custom.cvent.com\/CF933CDAC82F4400AE3CA2C7CEF6CB62\/files\/9e847fa309184d60a51fb247018cb727.pdf\" title=\"Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA heredadas.\" target=\"_blank\">Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA heredadas.<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n<div class=\"del-button center\">\n    <a href=\"https:\/\/www.del-one.org\/es\/horarios-de-las-ubicaciones\/#contact\" class=\"general-button\" title=\"\u00a1Cont\u00e1ctanos!\" target=\"\" rel=\"\">\u00a1Cont\u00e1ctanos!<\/a><\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid section-interest vc_custom_1559651138815\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner vc_custom_1559034393016\"><div class=\"wpb_wrapper\"><h2 style=\"color: #7e4480;text-align: center\" class=\"vc_custom_heading vc_do_custom_heading bold vc_custom_1744916097145\" >TAMBI\u00c9N TE PUEDE INTERESAR\u2026<\/h2><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-lg-1\/5 vc_col-md-1\/5 vc_col-xs-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n<div class=\"del-token\">\n    <div class=\"info-token-wrapper\">\n        <a  href=\"https:\/\/www.del-one.org\/es\/sus-beneficios-de-miembro\/\"\n            target=\"\"\n            rel=\"\"\n            class=\"\"\n            >\n            <div class=\"info-token-icon\">\n                <img decoding=\"async\" width=\"40\" height=\"28\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico.png\" class=\"attachment-thumbnail size-thumbnail lazyload\" alt=\"icono de tarjeta de cr\u00e9dito\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico.png 40w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico-24x17.png 24w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/credit-card-ico-36x25.png 36w\" data-sizes=\"(max-width: 40px) 100vw, 40px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 40px; --smush-placeholder-aspect-ratio: 40\/28;\" \/>                <div class=\"info-token-title\">Beneficios para los miembros<\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-lg-1\/5 vc_col-md-1\/5 vc_col-xs-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n<div class=\"del-token\">\n    <div class=\"info-token-wrapper\">\n        <a  href=\"https:\/\/www.del-one.org\/es\/horarios-de-las-ubicaciones\/\"\n            target=\"\"\n            rel=\"\"\n            class=\"\"\n            >\n            <div class=\"info-token-icon\">\n                <img decoding=\"async\" width=\"28\" height=\"42\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico.png\" class=\"attachment-thumbnail size-thumbnail lazyload\" alt=\"Icono de certificado\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico.png 28w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico-16x24.png 16w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/certificate-ico-24x36.png 24w\" data-sizes=\"(max-width: 28px) 100vw, 28px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 28px; --smush-placeholder-aspect-ratio: 28\/42;\" \/>                <div class=\"info-token-title\">Ubicaciones y horarios<\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 vc_col-lg-1\/5 vc_col-md-1\/5 vc_col-xs-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n<div class=\"del-token\">\n    <div class=\"info-token-wrapper\">\n        <a  href=\"https:\/\/www.del-one.org\/es\/cuentas-de-ahorro-wincentive\/\"\n            target=\"\"\n            rel=\"\"\n            class=\"\"\n            >\n            <div class=\"info-token-icon\">\n                <img decoding=\"async\" width=\"36\" height=\"35\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/thumbs-up-ico.png\" class=\"attachment-thumbnail size-thumbnail lazyload\" alt=\"icono de pulgar hacia arriba\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/thumbs-up-ico.png 36w, https:\/\/www.del-one.org\/wp-content\/uploads\/2019\/06\/thumbs-up-ico-24x24.png 24w\" data-sizes=\"(max-width: 36px) 100vw, 36px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 36px; --smush-placeholder-aspect-ratio: 36\/35;\" \/>                <div class=\"info-token-title\">Ahorros de incentivos WIN<\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 vc_hidden-sm vc_hidden-xs\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1762368697151 vc_row-has-fill vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3><strong>Ayudando a los miembros a alcanzar sus objetivos.<\/strong><\/h3>\n<h2><strong>Desde 1960<\/strong><\/h2>\n<p><b>Cooperativa de Cr\u00e9dito Federal Del-One<\/b><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n<div class=\"del-button left\">\n    <a href=\"https:\/\/www.del-one.org\/es\/hazte-miembro\/\" class=\"general-button\" title=\"Hazte miembro\" target=\"\" rel=\"\">Hazte miembro<\/a><\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"2000\" height=\"2000\" data-src=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1.png\" class=\"vc_single_image-img attachment-full lazyload\" alt=\"Hazte miembro de Del-One FCU.\" title=\"Hazte miembro de Del-One FCU.\" data-srcset=\"https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1.png 2000w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-300x300.png 300w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-1024x1024.png 1024w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-150x150.png 150w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-768x768.png 768w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-1536x1536.png 1536w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-24x24.png 24w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-36x36.png 36w, https:\/\/www.del-one.org\/wp-content\/uploads\/2025\/11\/Money-income-pana-1-48x48.png 48w\" data-sizes=\"(max-width: 2000px) 100vw, 2000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2000px; --smush-placeholder-aspect-ratio: 2000\/2000;\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Cuentas de jubilaci\u00f3n Disfrute del tiempo con sus nietos en casa o zarpe hacia tierras ex\u00f3ticas. Sea cual sea su visi\u00f3n para su jubilaci\u00f3n, h\u00e1galo realidad prepar\u00e1ndose hoy. \u00a1Cont\u00e1ctenos! El futuro est\u00e1 a sus pies con una IRA de Del-One FCU. No hay cargos de apertura ni mensuales, solo dividendos competitivos para aumentar su saldo.","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-194","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages\/194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/comments?post=194"}],"version-history":[{"count":175,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages\/194\/revisions"}],"predecessor-version":[{"id":21715,"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/pages\/194\/revisions\/21715"}],"wp:attachment":[{"href":"https:\/\/www.del-one.org\/es\/wp-json\/wp\/v2\/media?parent=194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}