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Rates

Since Credit Unions are not-for-profit organizations, income earned above the cost of operations may be returned to the members in the form of dividends, low interest rates on money borrowed, or invested in additional products or services.

CURRENT DEL-ONE RATES - July 1, 2016

Shares

  Dividend Rate APYB
Regular Share $100+ 0.20% 0.20%
Christmas & Vacation Clubs 0.20% 0.20%
I.R.A. Share 0.40% 0.40%

Money Market

Balance Dividend Rate APYB
$.01 - $99,999.99 0.35% 0.35%
$100,000 -$249,999.99 0.40% 0.40%
$250,000+ 0.45% 0.45%

Share & IRA Certificates

Term Dividend Rate APYB
6 Month 0.25% 0.25%
12 Month 1.00% 1.00%
18 Month 0.65% 0.65%
24 Month 0.70% 0.70%
36 Month 0.75% 0.75%
60 Month 0.90% 0.90%

Regular Checking

Balance Dividend Rate APYB
$500 + 0.10% 0.10%

Better Life Checking

Balance Dividend Rate APYB
$.01 - $25,000.00 Tier 16 1.00% 1.00%
$.01 - $25,000.00 Tier 27 1.98% 2.00%
$.01 - $25,000.00 Tier 38 2.96% 3.00%
$25,001.00+ (ALL BLC TIERS) 0.20% 0.20%
Qualifications Not Met 0.10% 0.10%

Business Checking

Balance Dividend Rate APYB
$1,000+ 0.10% 0.10%

Loans

Account APRA
Share Secured

current share rate plus 3%

Signature*
Rates as low as...
8.64% C
VISA 0% intro. as low as 9.90% up to 15.9%
New Vehicle * 1
Rates as low as...
2.50% 3
Used Vehicle * 2
Rates as low as...
3.35% 3
New Motorcycle*
Rates as low as...
4.50%
Used Motorcycle*
Rates as low as...
5.20%
New Boat*
Rates as low as..
7.00%
Used Boat*
Rates as low as..
7.60%
Home Equity Loans LTV < 85%
Variable Rate*
Rates as low as...
3.50% D
Fixed Rate*C
Rates as low as...
LTV < 85%
5 Year 4.50%
10 Year 4.65%
15 Year 4.90%
20 Year 4.90%

Jumbo Share & IRA Certificates - $50,000 Certificate

Term Dividend Rate APRB
6 Month 0.35% 0.35%
12 Month 1.00% 1.00%
18 Month 0.75% 0.75%
24 Month 0.80% 0.80%
36 Month 0.90% 0.90%
60 Month 1.00% 1.00%

Jumbo Share & IRA Certificates - $100,000 Certificate

Term Dividend Rate APRB
6 Month 0.40% 0.40%
12 Month 1.00% 1.00%
18 Month 0.80% 0.80%
24 Month 0.85% 0.85%
36 Month 0.95% 0.95%
60 Month 1.10% 1.11%

View our daily mortgage rates.

*Rate includes up to .25% discount for having or opening a CU checking with direct deposit,  or  a CU checking account with auto pay, not lower than floor rate. A) A.P.R.= Annual Percentage Rate B) A.P.Y.= Annual Percentage Yield C) Rates may vary based on credit worthiness. D) Rates based on the Prime Rate as of 06/30/16. Prime - discounts, not lower than floor rate 1. New Vehicles include: Auto, Truck & Van 2. Used Vehicles include: Auto, Truck & Van 3. Rates may vary based on term, down payment, and credit worthiness. 4. Minimum balance of $5,000 to avoid fee.  5. $500 minimum balance. 6. Pays if member completes at least 10 signature based debit card transactions, has at least $100 monthly direct deposit or current Del-One loan balance and receives eStatements. 7. Pays if member completes at least 15 signature based debit card transactions, has at least $500 monthly direct deposit or $5000 aggregate Del-One loan balance and receives eStatements. 8. Pays if member completes at least 15 signature based debit card transactions, has at least $500 monthly direct deposit, has at least $100,000 aggregate Del-One loan balance and receives eStatements. 

Effective 7/1/16.
Rates subject to change. Early withdrawal penalties may apply. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further information on applicable fees and terms.

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