Home Loans

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Home Equity Loans

Turn the roof over your head into a source of flexible funds

Paying your mortgage on-time all of those years is about to pay off! Use the equity within your home as collateral for a competitive rate loan or line of credit. Finance whatever you need, including a major life event or home remodeling project. Decisions are made right here at home, so you’ll get an answer fast.

Summary
  • Competitive, fixed rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Special vacation
    • Consolidating high interest loans
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Pay no points and no closing costs*
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible**
  • Local decision-making and processing right here in Delaware
  • Attentive, friendly service from start to finish

Have a question? Call us at 302-739-4496 to speak to one of our lenders.

View our current rates.

Home Equity Line of Credit (HELOC)
  • Competitive, variable rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available through checks or via in-person or phone transfers to a specified Del-One FCU checking account
  • The interest paid might be tax deductible**
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing right here in Delaware
  • Attentive, friendly service from start to finish
FAQs
Put your home to workGet flexible financing for a range of needs

*Conditions/restrictions apply. NMLS ID# 543572

**Consult a tax advisor.

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