Payment Protection


Payment Protection

Provide security for your payments with our loan protection plans

Del-One FCU offers payment protection options on all loans to give you a greater peace of mind when you borrow. 

Del-One FCU's Member's Choice Borrower Security 

This voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event such as a disability, loss of life, or involuntary unemployment happens to you.

Life Protections - Balance Cancellation

Cancels your eligible consumer or home equity loan balance up to the agreement maximum, should anything happen to you before paying off your loan. 

Disability Protection - Payment Cancellation

Cancels your monthly loan payment, up to the agreement maximum if you become disabled due to a covered illness or injury. Payment cancellation means that if you're disabled, both the principal and interest portion of your loan payment is cancelled, up to the agreement maximum.

Involuntary Unemployment - Payment Cancellation

Cancels your monthly loan payment, up to the agreement maximum, if you are involuntarily unemployed.

Additional Benefits Include:

  • Simple eligibility requirements
  • Fast and easy enrollment
  • Immediate protection for eligible borrowers
  • Cost included in your payment

Just notify your loan officer you are interested in payment protection when you apply for your loan and we'll take care of the rest. Eligibility provisions apply to both contracts.

Member’s Choice Borrower Security is a debt protection product offered to Del-One FCU members. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a Del-One FCU representative for additional information on benefit maximum.
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