Our current Loan and Share rates

Shares

AccountDividend RateAPYA
Regular Share $100+0.20%0.20%
Christmas & Vacation Clubs & WINcentive Savings0.20%0.20%
I.R.A. Share0.40%0.40%

Money Market4

BalanceDividend RateAPYA
$5000.00 - $24,999.990.40%0.40%
$25,000.00 - $49,999.990.50%0.50%
$50,000.00 - $99,999.990.60%0.60%
$100,000.00 - $249,999.90.70%0.70%
$250,000.00 +0.75%0.75%

Regular & Student Life Checking

BalanceDividend RateAPYA
$500 +0.10%0.10%

Better Life Checking

BalanceDividend RateAPYA
$.01 - $25,000.00 Tier 111.00%1.00%
$.01 - $25,000.00 Tier 221.98%2.00%
$.01 - $25,000.00 Tier 332.96%3.00%
$25,001.00+ (ALL BLC TIERS)0.20%0.20%
Qualifications Not Met0.10%0.10%

Business Checking

BalanceDividend RateAPYA
$1,000+0.10%0.10%

Share & IRA Certificates5

TermDividend RateAPYA
6 Month0.50%0.50%
12 Month1.78%1.80%
18 Month** up to1.98%2.00%
24 Month ** up to2.08%2.10%
36 Month ** up to2.23%2.25%
42 Month ** up to2.33%2.35%
60 Month ** up to2.42%2.45%
26 Month ** up to
Bump RateE
2.18%2.20%

Jumbo Share & IRA Certificates - $50,000 Certificate

Term
Dividend RateAPYA
6 Month0.60%0.60%
12 Month1.83%1.85%
18 Month** up to2.03%2.05%
24 Month ** up to2.13%2.15%
36 Month ** up to2.28%2.30%
42 Month ** up to2.37%2.40%
60 Month ** up to2.47%2.50%
26 Month ** up to
Bump RateE
2.23%2.25%

Jumbo Share & IRA Certificates - $100,000 Certificate

TermDividend RateAPYA
6 Month0.70%0.70%
12 Month1.93%1.95%
18 Month** up to2.08%2.10%
24 Month ** up to2.18%2.20%
36 Month ** up to2.37%2.40%
42 Month ** up to2.42%2.45%
60 Month ** up to2.62%2.65%
26 Month ** up to
Bump RateE
2.28%2.30%

Loan Rates

AccountAPRB
Share Securedcurrent share rate plus 3%
Signature* Rates as low as...9.50%C
VISA D0% intro. As low as 11.50% up to 17.50%
New Vehicle *6 Rates as low as...3.99%C
Used Vehicle *7 Rates as low as...4.25%C
New Motorcycle* Rates as low as...5.00%
Used Motorcycle* Rates as low as...5.74%
New Boat* Rates as low as...7.25%
Used Boat* Rates as low as...7.74%
Home Equity LoansLTV < 85%
Line of Credit Variable Rate*4.25%D
Fixed Rate First Lien*C Rates as low as...LTV < 85%
5 Year3.99%
10 Year3.99%
15 Year4.05%
20 Year4.10%
Fixed Rate Second Lien* Rates as low as...LTV = 85%
5 Year4.75%
10 Year4.85%
15 Year5.00%
20 Year5.05%
Fixed Rate Second Lien* Rates as low as...LTV 86% to 100%
5 Year5.25%
10 Year5.50%
15 Year5.75%
20 Year6.00%

*Rate includes up to .25% discount for having or opening a CU checking account with direct deposit, or a CU checking account with auto pay, not lower than floor rate.

 

** Rate includes a 10 bp bonus for having a Better Life Checking account
A) A.P.Y.= Annual Percentage Yield
B) A.P.R.= Annual Percentage Rate
C) Rates may vary based on credit worthiness
D) Rates based on the Prime Rate of 09/18/19

E) 26 month rate is available for existing bump rate certificates, no new certificates are being offered.
1. Pays if member completes at least 10 signature based debit card transactions, has at least $100 monthly direct deposit or current Del-One loan balance and receives eStatements.
2. Pays if member completes at least 15 signature based debit card transactions, has at least $500 monthly direct deposit or $5000 aggregate Del-One loan balance and receives eStatements.
3. Pays if member completes at least 15 signature based debit card transactions, has at least $500 monthly direct deposit, has at least $100,000 aggregate Del-One loan balance OR $100,000 aggregate
Del-One share balance and receives eStatements.
4. Minimum balance of $5,000 to avoid fee
5. $500 minimum balance
6. New Vehicles include: Auto, Truck & Van
7. Used Vehicles include: Auto, Truck & Van
8. Rates may vary based on term, down payment, and credit worthiness

Effective 11/1/19.

Rates subject to change. Early withdrawal penalties may apply. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further info. on applicable fees and terms.