Student Loans

Student Loans from Del-One FCU in partnership with Sallie Mae®

Get the money you need to help make higher education happen.

Whether you’re an undergraduate or graduate student these flexible loans are designed to meet your needs: 

  • Competitive variable and fixed interest rates 
  • No origination fee or prepayment penalty*
  • Multiple repayment options 

Note: Loan products are not federally insured by NCUA

Borrow responsibly 
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan

These loans are made by Sallie Mae Bank or a lender partner. Del-One Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity.  Applications are subject to a requested minimum loan amount of $1,000.  Current credit and other eligibility criteria apply. 

*Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. 


© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America. 

Del-One FCU Scholarship banner

Del-One Scholarship Program

Calling all Delaware High School Seniors!

Think you could use some extra help with college costs? Each year, Del-One Federal Credit Union will award two $2,500 scholarships to students that meet the eligibility requirements. We will award scholarships to students who meet the following conditions:
  • Del-One member, son or daughter of a Del-One member, or grandchild of a Del-One member
  • Student must begin an accredited college program no later than fall of current year
  • Must be a student in good standing
  • Must demonstrate community involvement
  • Must submit a one to two page essay explaining how this scholarship will assist in reaching educational goals