Make a Payment

Need to make a loan payment? We've got options!

Make loan payments by transferring funds for free from your savings or checking account from Del-One or any other financial institution. You can also set up automatic monthly payments (ACH) with ease so you won’t have to keep track of due dates and your payments will always arrive on time.

Make a Payment with your Del-One Account

Make a Payment from another Financial Institution

Make a Payment from Another Financial Institution with MessagePay

Make a loan payment easily online with a debit card or checking account from another financial institution at no charge!

Never Miss a Payment

With MessagePay, you can receive payment reminders straight to your phone via text message.

Easy to Use

Make your payments directly from a text message. Convenient ways to pay from an external account such as text, website, and online and mobile banking.

You’re in Charge

Make payments with a debit card, savings, or checking account from another financial institution of your choice. Accepts VISA®, Mastercard®, and Discover® debit cards

Secure Payment

Encrypted information guarantees your information is secure

How it works:

The link will take you to a secure portal where you will be asked to verify your account with your account number and date of birth.

When you verify your account for the first time, you will have to set up the following:

4-Digit PIN: Once you have entered your account number and date of birth, you will be prompted to create a 4-digit pin.
Method of payment: To make a payment you will have to add a form of payment in the portal. You can do this by selecting “Add New Debit Card” or “Add New Bank Account” and adding your account information.

Once your account has been successfully verified, you will be directed to the payment portal where you will be able to see your loans and select your payment method. You will also receive a text message informing you of the amount due on your loans which you will be able to review your payment options. You can opt out of our text message service anytime by texting “STOP.”

Please allow up to 24 hours for payment to process. There is a max of 3 payments in a 7-day period using MessagePay. If paying in branch or by phone, a $10 fee will be applied.

Make a Payment from another Financial Institution

Make a Payment from your Del-One Account

There are several ways you can make a loan payment:

Payment by phone at 302-739-4496
Use your Online Banking
Recurring automatic payments through ACH or your Direct Deposit

Make a Payment with your Del-One Account

Additional Payment Methods

By Mail

Mail or drop off a payment to:

Del-One Federal Credit Union
270 Beiser Blvd.
Dover, DE 19904

Automatic Payments (ACH)

To make automatic deposits to your Del-One account or payments from your Del-One account, use our routing number (231176554) and your account number (checking – 10 digit draft ID on bottom of check).

If you don’t have checks, call the Contact Center at 302-739-4496 with your member number to obtain the draft ID of your checking account.

Transactions with incorrect information may be returned unpaid.

To request Del-One pull funds from your account with another financial institution to make automated payments to your Del-One loan, you will need to:

Complete the required ACH Agreement form, and
Provide a voided check or bank statement from your other financial institution, and
Provide a copy of a current, valid photo ID

To get started, visit any of our branch locations or call us at 302-739-4496.

Automatic Payroll Deduction

A convenient option for members, automatic payroll deduction makes saving easy, keeps loans current, and helps to keep credit ratings in good standing! Deductions can be made to loans and share accounts, and funds received are posted the same day they are received by the companies.