Share Certificates

A SAFETY NET FOR YOUR SAFETY NET—ENJOY A RISK-FREE INVESTMENT!

Become a serious investor with a secure Share Certificate from Del-One FCU. The term is up to you and longer terms earn higher rates—so you’ll know exactly how much you’re getting and when. No guesswork. No gambling. Just a set-it-and-forget-it way to grow your savings without a second thought.

Concerned about being locked into a low rate? With a special Bump-Rate Certificate, you’ll have the option to, at any point during your term, perform a one-time increase to bump up your rate to the rate currently being offered.

Fixed rates, above average savings

Longer terms lead to higher rates

No setup or maintenance fees

A wide range of terms available

Jumbo Share and IRA Certificates are available

Provides guaranteed rate of return

Deposits are federally insured by NCUA with additional insurance provided by ESI. Learn More.

  • $500 minimum deposit to open
  • Early withdrawals subject to penalties:
    • Terms of 6 months or less – 31 days' dividends
    • Terms of 12 months – 91 days' dividends
    • Terms longer than 12 months – 181 days' dividends

View our current rates

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