Share Certificates
A safety net for your safety net
Enjoy a risk-free investment
$500 minimum balance for Regular
Become a serious investor with a secure Share Certificate from Del-One FCU. The term is up to you and generally longer terms earn higher rates (unless there are promotions for lower terms)—so you’ll know exactly how much you’re getting and when. No guesswork. No gambling. Just a set-it-and-forget-it way to grow your savings.
Concerned about being locked into a low rate? With a special Bump-Rate Certificate, you’ll have the option to, at any point during your term, perform a one-time increase to bump up your rate to the rate currently being offered.
✔ Fixed rates, above average savings
✔ Longer terms lead to higher rates
✔ A wide range of terms available
✔ Jumbo Share and IRA Certificates are available
✔ Provides guaranteed rate of return
✔ Deposits are federally insured by NCUA with additional insurance provided by ESI.
Conditions
- $500 minimum deposit to open
- Early withdrawals subject to penalties:
- Terms of 6 months or less – 31 days’ dividends
- Terms of 12 months – 91 days’ dividends
- Terms longer than 12 months – 181 days’ dividends
Share Certificate FAQs
Yes, we offer Christmas Club and Vacation Club accounts.
All rates are subject to change. To find the current savings interest rates, click here.
Competitive dividends on balances of $100 or more will boost your balance, so you can reach your savings goals faster.
Del-One offers fantastic and secure savings accounts that you can open with as little as $5.
To find a list of current rates, please visit the Share Rates page. All rates are subject to change.
All Del-One fees are subject to change and are updated regularly to provide members with the best value possible. Find a list of current fees and service charges on the Fee Schedule.
Yes! We offer special savings accounts specifically for Youth / Students such as Student Checking, Youth Program and Coverdell ESA.
Yes, we do! Get on the fast track to your dream with our Coverdell Education Savings Account!
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Helping Members Reach Their Goals
Since 1960
Del-One Federal Credit Union
