We exist to empower the financial wellness of our members and our communities.

We are committed to an inclusive culture and will provide innovative solutions and member service that exceeds expectations.

Del-One’s Story

Del-One Federal Credit Union has been proudly helping members reach their goals since 1960. Our member-owned financial cooperative’s staff work as advocates by learning what our members need and want, and assisting them on their financial journey. Del-One is more than just a full-service financial institution with branch locations throughout Delaware—it is a place where members are treated like family.
Established as Delaware Highway Federal Credit Union
1960
Merged with Delaware Center FCU
1991
Merged with American Mirrex Federal Credit Union
1996
Changed Name to Delaware Federal Credit Union d/b/a Del-One
2006
Established the Better Life Association, Inc., d/b/a Del-One Foundation
2009
Merged with Seaford Federal Credit Union
2013
Merged with U-Del Federal Credit Union and Newport Site Employees Federal Credit Union
2015
1967
Changed name to Delaware State Employees Federal Credit Union
1995
Changed name to Delaware Federal Credit Union
1999
Merged with Delaware Transit Employees Federal Credit Union
2008
Merged with Department of Labor Federal Credit Union
2011
Changed name to Del-One Federal Credit Union
2014
Changed foundation name to Del-One Foundation
2017
Merged with ICI America Federal Credit Union

What is a Credit Union?

Since Credit Unions are not-for-profit organizations, income earned above the cost of operations may be returned to the members in the form of dividends, low interest rates on money borrowed, or invested in additional products or services.  Credit unions are made up of people with a common bond—something that draws them together, such as a place of employment, an organization, a church, etc. When someone joins a credit union, they open a share account (savings). It is called a share account because the individual becomes part owner of the credit union.

The credit union idea is a simple one: people should be able to pool their money and make loans to each other. It’s an idea that evolved from cooperative activities in 19th century Europe. Since that time, the idea’s guiding principles have remained the same: only people who are credit union members should borrow there, loans are made for prudent and productive purposes, a person’s desire to repay (character) is considered more important than the ability to repay. Members are, after all, borrowing their own money and that of their friends. These principles still govern most of the world’s credit unions.

Member service is the foundation of the credit union movement. Whether a credit union is providing a loan to help a member cover unexpected medical bills, giving financial counseling to a member whose company closed its doors, or simply offering a better deal on a used car loan, the credit union is helping its members and the community as a whole.

We are...

Member Focused.

Community Driven.

Growing with you every step of the way

Meet our team of leaders — elected by you each year

The credit union is run by a volunteer Board of Directors who each serve a 3 year term. The Board sets the general policies and procedures for Del-One FCU. The membership votes to elect or re-elect the board on an annual basis.

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Steve Smith
Chairman

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Trey Wallace
Vice Chairman

Jerry-McNesby-New-BG

Gerard McNesby
Treasurer

Bill-Pfaffenhauser-New-BG

William Pfaffenhauser
Secretary

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Kevin Mitten
Director

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Robert Baldwin
Director

Adam Gerber New BG

Adam Gerber
Director

Diana Farrell New BG

Diana Farrell
Director

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Courtney Stewart
Director

Say Hello to Our Executive Team

Dan McCarthy

Dan McCarthy
President / CEO

[email protected]

Kellie-Rychwalski-New-BG

Kellie Rychwalski
Chief Financial Officer

[email protected]

Marc-Kidwell-2019-New-BG

Marc Kidwell
Chief Information Officer

[email protected]

John Chartrand

John Chartrand
Chief Banking Officer

[email protected]