Our North Star is to be the easiest place to work and do business

Our five core values guide every decision we make and shape the culture of our organization.

Intentional – Act with purpose, empathy and follow-through
Vulnerable – Show up honestly, even when it’s uncomfortable
Driven – Challenge us and others to be better
Collaborative – Work together across teams and with our members
Focused on the member and each other – Measure impact, not just activity

Del-One's Story

Del-One Federal Credit Union has been proudly helping members reach their goals since 1960. Our member-owned financial cooperative’s staff work as advocates by learning what our members need and want, and assisting them on their financial journey. Del-One is more than just a full-service financial institution with branch locations throughout Delaware—it is a place where members are treated like family. Our mission is to create an easy and enjoyable banking experience, where convenience meets care.

104,845

Our Members

255

Select Employer Groups

*last updated:May 2026

History and Milestones

Established as Delaware Highway Federal Credit Union
1960
Merged with Delaware Center FCU
1991
Merged with American Mirrex Federal Credit Union
1996
Changed Name to Delaware Federal Credit Union d/b/a Del-One
2006
Established the Better Life Association, Inc., d/b/a Del-One Foundation
2009
Merged with Seaford Federal Credit Union
2013
Merged with U-Del Federal Credit Union and Newport Site Employees Federal Credit Union
2015
Merged with Louviers Federal Credit Union
2025
1967
Changed name to Delaware State Employees Federal Credit Union
1995
Changed name to Delaware Federal Credit Union
1999
Merged with Delaware Transit Employees Federal Credit Union
2008
Merged with Department of Labor Federal Credit Union
2011
Changed name to Del-One Federal Credit Union
2014
Changed foundation name to Del-One Foundation
2017
Merged with ICI America Federal Credit Union

We’re Member Focused and Community Driven.

We strive to be more than just a Credit Union. With Del-One, you’re not just a number; you’re a valued member of our family. We prioritize our members in every decision we make, ensuring that your experience is always top priority.

Community Appreciation Days

Del-One hosts Community Appreciation Days in each county in Delaware throughout the year to celebrate its members! Prizes, specials, free food, and more!

Mark your calendars! Here are the Community Appreciation Days for 2026!

  • Lewes Branch – Saturday, May 9th, 9am to 12pm
  • West Dover Branch – Saturday, July 11th, 9am to 12pm
  • Main St. Branch – Saturday, October 10th, 9am to 12pm

We hope to see you there!

Learn More About Our Community Appreciation Day

Annual Meeting

Thank you to all who attended the Annual Meeting! Stay tuned for more information about the next Annual Meeting which will be held in May of 2027.

Community Day

Del-One organizes a Community Service Day each year in October, where teammates donate their time, talent, skills, and muscle to various organizations throughout the state of Delaware.

Del-One is committed to giving back to our local community by donating to local charities, employee contributions, and making a positive impact where it matters most.

Learn more: Del-One Foundation

Growing with you every step of the way.

Del-One is dedicated to continuously grow with you making it easier than ever to manage your finances. As part of our ongoing commitment, here are some of the recent updates and key accomplishments designed to better serve your needs and enhance your experience with us.

Breezy Icon

Breezy – AI Virtual Assistant

The goal of Breezy is to provide you with self-service options and assist with finding answers to your questions quickly and seamlessly, which allows us more time to focus on our members’ experience. Breezy offers an alternative channel to assist you, which will decrease your wait times, and make banking a breeze for you!

Learn more

Meet our team of leaders — elected by you each year

The credit union is run by a volunteer Board of Directors who each serve a 3 year term. The Board sets the general policies and procedures for Del-One FCU. The membership votes to elect or re-elect the board on an annual basis.

Steve Smith

Steve Smith
Chairman

Trey Wallace

Trey Wallace
Vice Chairman

Jerry McNesby

Gerard McNesby
Treasurer

Bill Pfaffenhauser

William Pfaffenhauser
Secretary

Kevin Mitten

Kevin Mitten
Director

Robert Baldwin

Robert Baldwin
Director

Adam Gerber

Adam Gerber
Director

Diana Farrell

Diana Farrell
Director

Courtney Stewart

Courtney Stewart
Director

Say hello to our Executive Team

Dan McCarthy

Dan McCarthy
President / CEO

Dan.Mccarthy@Del-One.org

Kellie Rychwalski

Kellie Rychwalski
Chief Financial Officer

Kellie.Rychwalski@Del-One.org

Marc Kidwell

Marc Kidwell
Chief Information Officer

Marc.Kidwell@Del-One.org

John Chartrand

John Chartrand
Chief Banking Officer

John.Chartrand@Del-One.org

Horacio Garcia-Korosec

Horacio Garcia-Korosec
Chief Experience Officer

Horacio.Garcia-Korosec@Del-One.org

Del-One News and Blog Posts

Managing Housing Costs in Retirement on a Fixed Income

  Managing Housing Costs in Retirement on a Fixed Income For many retirees, housing is the hardest expense to adjust on a fixed income. If you’re feeling the pressure, you’re not alone. Housing accounts for about 36% of annual spending for adults age 65 and older, making it the biggest budget category. At the same

Nancy Shevock Honored with Volunteer of the Year Award

At the business meeting for the MDDC CUA, Del-One’s Board Chair Emeritus Nancy Shevock was awarded the Volunteer of the Year award. This award honors a credit union volunteer who “best represents the credit union spirit through dedication, belief in the credit union movement, and active involvement in local and state credit unions and community

Del-One FCU Marketing Team Brings Home Award

The Marketing Team at Del-One Federal Credit Union was a proud recipient of a Best Social Media /Content Marketing award at the Maryland/DC Credit Union Association’s Trailblazer Awards ceremony. The Trailblazer Awards spotlight credit unions that stand out for creating influential programs that promote their value and connect meaningfully with members and their communities. Del-One

Del-One Awards Scholarships to Local High School Seniors

Each year, Del-One awards two $2,500 scholarships to qualified local high school seniors. Students must be a current senior in good standing at a Delaware high school with plans to attend an accredited college or university in the fall of the current year. Eligible students must also demonstrate community involvement and submit a short essay