Privacy Policy

 

FACTSWHAT DOES DEL-ONE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Rev. 5/16
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit history
  • Employment information and income
  • Payment history and transaction history
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons s Del-One Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Del-One Federal Credit Union share?Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes– to offer our products and services to youYesNo
For joint marketing with other financial companiesYesYes
For our affiliates’ everyday business purposes– information about your transactions and experiencesNoWe don’t share
For our affiliates’ everyday business purposes– information about your creditworthinessNoWe don’t share
For nonaffiliates to market to youNoWe don’t share
To limit our sharing

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing

Questions?Call (302) 739-4496 or go to www.Del-One.org
What we do
How does Del-One Federal Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings

We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

How does Del-One Federal Credit Union collect my personal information?We collect your personal information, for example, when you:

  • Open an account or give us your income information
  • Provide employment information or apply for financing
  • Show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.

  • Del-One Federal Credit Union has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Del-One Federal Credit Union does not share with our nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies.