Current Loan Rates
| Account | APRA |
|---|---|
| Share Secured | current share rate plus 3% |
| Personal* Rates as low as... | 8.50% |
| Unsecured Home Improvement* Rates as low as... | 7.00% |
| VISA C | 0% intro. As low as 13.50% up to 18.00% |
| New Vehicle 1 D E Rates as low as... | 5.63%B |
| Used Vehicle 2 D E Rates as low as... | 5.63%B |
| Motorcycle* E Rates as low as... | 8.50% |
| Boat* Rates as low as... | 10.75% |
| Home Equity Loans Rates as low as... | 6.00% |
| Home Equity Line of Credit (HELOC)* Rates as low as... | 7.00%C |
*Rate includes up to .50% discount for having direct deposit or auto pay to loan from Del-One checking account, not to go lower than floor rate. Discount of .25% for auto pay to loan.
A) A.P.R.= Annual Percentage Rate
B) Rates may vary based on term, down payment, credit worthiness and age of vehicle (for used)
C) Rates based on the Prime Rate of 1/1/2025
D) Lowest rates available for Indian & Harley Davidson motorcycles only.
E) Additional .25% will be deducted as Green Auto Discount for any purchase of an Electric Vehicle, Hybrid, Fuel Cell, Plug-In Hybrid Electric Vehicle or Tesla
1. New Vehicles include: Auto, Truck & Van. Rates may vary based on term, down payment, and credit worthiness.
2. Used Vehicles include: Auto, Truck & Van. Rates may vary based on term, down payment, credit worthiness and age of vehicle.
Effective as of 3/29/2025
Rates subject to change. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further info. on applicable fees and terms.
