Current Loan Rates
| Account | APRA |
|---|---|
| Share Secured | current share rate plus 3% |
| Personal* Rates as low as... Minimum Loan Repayment Term | 8.50% No Minimum Term |
| Unsecured Home Improvement* Rates as low as... | 7.00% |
| VISA C | 0% intro. As low as 12.75% up to 18.00% |
| New Vehicle 1 D E Rates as low as... | 5.13%B |
| Used Vehicle 2 D E Rates as low as... | 5.13%B |
| Motorcycle* E Rates as low as... | 8.50% |
| Boat* Rates as low as... | 11.00% |
| Home Equity Loans Rates as low as... | 6.00% |
| Home Equity Line of Credit (HELOC)* Rates as low as... | 6.25%C |
* Rate includes up to .50% discount for having direct deposit and auto pay to loan from Del-One checking account, not to go lower than floor rate. Discount of .25% for auto pay to loan.
** Combined LTV cannot exceed 100% with any existing 2nd lien Home Equity or HELOC loans.
- A) A.P.Y.= Annual Percentage Yield
- B) A.P.R.= Annual Percentage Rate
- C) Rates may vary based on credit worthiness
- D) Rates based on the Prime Rate of 1/1/2026
- E) Additional .25% will be deducted as Green Auto Discount for any purchase of an Electric Vehicle, Hybrid, Fuel Cell, Plug-In Hybrid Electric Vehicle or Tesla
- F) Lowest rates available for Indian and Harley Davidson motorcycles only
- Only the funds that comprise each tier will earn the rate for that tier.
- See your Agreements & Disclosures for qualifications.
- Minimum balance of $5,000 for regular Money Market to avoid fee, and minimum balance of $10,000 for business Money Market to avoid fee
- $500 minimum balance (18 mo. share or IRA promo rate available only if member has or opens Rewards Checking)
- New Vehicles include: Auto, Truck & Van. Rates may vary based on term, down payment, and credit worthiness
- Used Vehicles include: Auto, Truck & Van. Rates may vary based on term, down payment, credit worthiness and age of vehicle
Effective 3/1/2026
Rates subject to change. Early withdrawal penalties may apply. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further info. on applicable fees and terms.
