Student Checking icon

Student Checking

Learn Valuable Money Smarts And Win Prizes




It’s never too early to start learning financial independence 
  • Available from ages of 13 to 211 
  • Only a $5 deposit required to open
  • No monthly service fee
  • No minimum balance requirements
  • ATM/International fees refunded2
  • Join the Del-One Youth Program 
  • Online and mobile banking
  • Show off your School Pride with a school-branded debit card
  • First customized student debit card is free

Account will automatically convert to Rewards Checking in the month of the member’s 22nd birthday. Joint owner required if 13-17. Joint owner must be a parent or legal guardian.
2Refund qualifications:  Must complete at least 5 signature based debit card transactions per month, receive eStatements, and must be under 22 years of age

Student Program Benefits

We offer several throughout the year that teach students the basic financial essentials: budgeting, balancing a checkbook, and building credit. Registration is required. Seminar attendees ages 13-18 will be entered to win a prize just for attending!
Gain points by attending events and seminars, making deposits, and showing us your good grades! For every 20 points, you’ll receive a $10 deposit* into your account plus an entry to win a quarterly prize drawing! Learn more about earning points here.
*Point redemption limited to one time per month.
We reward two college scholarships to Delaware high school seniors each year! Fill out an application today and you could be one of the winners!
Begin building your credit as early as 18 to ensure your financial situation starts off on the right track!*
With no minimum credit score to qualify, learn more about how you can walk away with your new credit card today!
*Conditions/Restrictions Apply
Delone Zogo logos

It pays to learn about finances, literally.

Zogo is a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons. Level up and earn while you learn, with real-life rewards — like gift cards to your favorite stores!

How it Works:



300+ bite-sized, action-based modules tackling topics like saving for retirement, buying a car or opening a checking account.

user journey


Complete daily trivia, work through the modules and level up as you go, going from student of small change to currency conqueror!



Answering questions, completing modules and referring friends earn you points that lead to real rewards. Finally, it pays to learn about finance — literally.

Download the Zogo App to get started!

Download Del-One Mobile Banking App on Apple Store
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Zogo App access code