Personal Loans

Finance any need and leave your savings untouched

Get financing for a wide range of needs from a loan that’s truly personal. We’re your neighbors and want to see you living life to the fullest. A personal loan helps you fund summer fun, gets your dream project off the ground, or gives you something to fall back on when emergencies occur.

Competitive rates for a wide variety of personal needs
Repayment terms customized to fit your unique needs
Secured and unsecured loans available
Local decision-making and processing in Delaware
Attentive, friendly service from knowledgeable staff—from start to finish

Note: Loan products are not federally insured by NCUA

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PLAN FOR THE UNEXPECTED

Does your family have a safety net if the unexpected hits? Click here to learn more about our optional debt protection, to protect your new/existing loan(s), or to file a claim.

Seeking a higher loan limit?

A secured loan, backed by your shares (or share certificate), may be the answer.

✔ Deposit money in a shares or shares certificate account and borrow the full amount of the loan at a special low, fixed rate. Secured shares (money in your account) are released as the principal payments are made. Your shares continue to earn dividends while you pay low monthly payments on your loan.

✔ Because they are backed by collateral, secured loans offer higher credit limits than unsecured ones. That is why typically unsecured loans are only taken out for paying off taxes, auto repairs, home improvements, and debt consolidation.

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