Personal loans

Finance any need, and leave your savings untouched.

Get financing for a wide range of needs from a loan that’s truly personal. We’re your neighbors and want to see you living life to the fullest. A personal loan helps you fund summer fun, gets your dream project off the ground, or gives you something to fall back on when emergencies occur.

  • Competitive rates for a wide variety of personal needs
  • Repayment terms customized to fit your unique needs

Note: Loan products are not federally insured by NCUA

  • Secured and unsecured loans available
  • Local decision-making and processing in Delaware
  • Attentive, friendly service from knowledgeable staff—from start to finish
  • Competitive rates for a wide variety of personal needs
  • Repayment terms customized to fit your unique needs
  • Secured and unsecured loans available
  • Local decision-making and processing in Delaware
  • Attentive, friendly service from knowledgeable staff—from start to finish

Note: Loan products are not federally insured by NCUA

Example payment schedule

Estimated payments above are for illustrative purposes only. The loan terms you receive will be dependent on credit qualifications.

Example payment schedule

Estimated payments above are for illustrative purposes only. The loan terms you receive will be dependent on credit qualifications.

Current loan rates

*Rate includes up to .25% discount for having or opening a CU checking account with direct deposit, or a CU checking account with auto pay, not lower than floor rate.

A) A.P.R.= Annual Percentage Rate
B) Rates may vary based on term, down payment, credit worthiness and age of vehicle (for used)
C) Rates based on the Prime Rate of 7/1/2021

1. New Vehicles include: Auto, Truck & Van
2. Used Vehicles include: Auto, Truck & Van

Effective 8/1/2021
Rates subject to change. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further info. on applicable fees and terms.

Plan For The Unexpected

Does your family have a safety net if the unexpected hits? Click here to learn more about our optional debt protection, to protect your new/existing loan(s), or to file a claim.

Seeking a Higher Loan Limit?

A secured loan, backed by your shares (or shares certificate), may be the answer.
  • Deposit money in a shares or shares certificate account and borrow the full amount of the loan at a special low, fixed rate. Secured shares (money in your account) are released as the principal payments are made. Your shares continue to earn dividends while you pay low monthly payments on your loan.
  • Because they are backed by collateral, secured loans offer higher credit limits than unsecured ones. That is why typically unsecured loans are only taken out for paying off taxes, auto repairs, home improvements, and debt consolidation.

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HELPING MEMBERS REACH THEIR GOALS SINCE 1960

Del-One Federal Credit Union

Helping Members Reach Their Goals

Since 1960

Del-One Federal Credit Union