Home Equity Loans

Fixed Rate Home Equity Loan

Turn the roof over your head into a source of flexible funds with a fixed rate Home Equity Loan.

Start imagining the possibilities by using the equity in your home to get the cash you need. We offer fixed loans and variable lines of credit—both at competitive rates.

  • Competitive, fixed rates for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • Pay no points and no closing costs*
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible**
  • Local decision-making and processing right here in Delaware
  • Attentive, friendly service from start to finish

Note: Loan products are not federally insured by NCUA

Take What You Need

as you need it with a Home Equity Line of Credit.

Competitive, variable rates for several ongoing or seasonal needs:

Accommodating repayment terms that work uniquely for you

Funds available anytime without reapplying; apply once, then use repeatedly thereafter

Revolving credit – as principal is repaid, more becomes available for use

Funds easily available through checks or via in-person or phone transfers to a specified Del-One FCU checking account

The interest paid might be tax deductible**

Rates are subject to change

Set up automatic payments to be deducted from your account monthly

*Conditions/restrictions apply. NMLS ID# 543572
**Consult a tax advisor.

Have a Question?

Let us know what questions you may have about Home Equity Loans.

Plan For The Unexpected

Does your family have a safety net if the unexpected hits? Optional debt protection may be available for your fixed rate home equity loan. Click here to learn more about debt protection or to add protection to your new/existing loan(s).