Rainy Day Savings.
Don’t let an emergency break your budget.
Life happens when we least expect it. Be prepared with a cash cushion that will break your fall… or give you flexibility when making big financial decisions.
Your Del-One debit card purchase will
to the next dollar amount, and the difference will be deposited into your Rainy Day Savings account, helping you build up your savings.
*Annual Percentage Yield. Federally insured by NCUA. Rates are accurate as of December 16, 2025 and are subject to change. Receive stated APY on balances up to $1000 only. Rate may decrease if balance is over $1000. Rates subject to change at any time. Del-One membership is required. Conditions and restrictions apply. Contact a Del-One teammate for further information about applicable terms.
Why should you become a Del-One FCU Member?
withdrawals in branch
eStatements available
Additional Savings Accounts at Del-One
- Establishes Del-One FCU membership
- Competitive dividends on balances of $100 or more
- Deposits can be made through payroll deduction, direct deposit, in person, and by mail
- $5 minimum deposit to open
- Unlimited deposits/withdrawals in branch
- Eligible to receive Direct Deposits
- Avoid the $5 monthly service fee by:
- Maintain a $250 monthly aggregate share balance OR
- Maintain a current positive Del-One loan balance OR
- Complete a transaction during the month
- No fee for account holders age 18 and under
Because Cash Prizes Rule
Why just build your savings, when you can save AND be entered in drawings for cash prizes at the same time? Talk about a win-win.
Get on the fast track to your dream with an Education Savings Account!
Merry Christmas or Bon Voyage—enjoy a stress and debt-free holiday!
Develop good money habits early on with our Youth Program
Savings FAQs
Yes, we offer Christmas Club and Vacation Club accounts.
All rates are subject to change. To find the current savings interest rates, click here.
To establish a Del-One membership, every membership requires a Regular Share Savings Account that you can open with as little as $5.
To find a list of current rates, please visit the Share Rates page. All rates are subject to change.
All Del-One fees are subject to change and are updated regularly to provide members with the best value possible. Find a list of current fees and service charges on the Fee Schedule.
Yes! We offer special savings accounts specifically for Youth / Students such as Student Checking, Youth Program and Coverdell ESA.
Yes, we do! Get on the fast track to your dream with our Coverdell Education Savings Account!
The credit union doesn’t offer savings bonds at this time.
We’ve partnered with GreenPath™ to offer a plethora of financial education resources and courses designed to provide education and value to members exploring various products and services! Check out our co-branded free online course on savings accounts:
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Helping Members Reach Their Goals
Since 1960
Del-One Federal Credit Union
