Shares

Money Market3

BalanceAPYADividend Rate
$5000.00 - $24,999.990.50%0.50%
$25,000.00 - $49,999.991.00%1.00%
$50,000.00 - $99,999.991.25%1.24%
$100,000.00 - $249,999.91.50%1.49%
$250,000.00 +3.25%3.20%

Regular Checking & Student Checking

BalanceAPYADividend Rate
$500 +0.01%0.01%

Rewards Checking(1) (2)

BalanceAPYADividend Rate
$.01 - $25,000.00 Tier 11.50%1.49%
$.01 - $25,000.00 Tier 23.00%2.96%
$25,001.00+ (ALL RC TIERS)0.31% - 3.00%0.01%
Qualifications Not Met0.01%0.01%

Rainy Day Savings

BalanceAPYADividend Rate
$.01 - $1,000.003.00%2.96%
$1,000.01 - $2500.002.40% - 3.00%1.98%
$2,500.01 - $5,000.001.70% - 2.40%1.00%
$5,000.01 & Greater0.13% - 1.70%0.10%

Business Checking

BalanceAPYADividend Rate
Business Checking $1000+0.10%0.10%
Business Advantage Checking $1000+0.25%0.25%
Non-Profit Business Checking $1000+0.10%0.10%

Business Money Market3

BalanceAPYADividend Rate
$1,000 - $74,999.991.00%1.00%
$75,000.00 - $149,999.99 1.50%1.49%
$150,000 - $299,999.99 2.00%1.98%
$300,000.00+3.50%3.45%

Share & IRA Certificates4

TermAPYADividend Rate
3 Month3.85%3.78%
6 Month3.90%3.83%
12 Month4.00%3.93%
18 Month3.75%3.69%
24 Month 4.00%3.93%
36 Month 3.00%2.96%
60 Month 3.00%2.96%
26 Month
Bump Rate
3.50%3.45%
42 Month
Bump Rate
3.25%3.20%

Jumbo Share & IRA Certificates - $100,000 Certificate

TermAPYADividend Rate
3 Month4.10%4.02%
6 Month4.15%4.07%
12 Month4.25%4.17%
18 Month4.00%3.93%
24 Month 4.00%3.93%
36 Month 3.50%3.45%
60 Month 3.50%3.45%
26 Month
Bump Rate
3.75%3.69%
42 Month
Bump Rate
3.50%3.45%

A) A.P.Y.= Annual Percentage Yield

1. Only the funds that comprise each tier will earn the rate for that tier.
2. See your Agreements & Disclosures for qualifications.

3. Minimum balance of $5,000 for regular Money Market to avoid fee, and minimum balance of $10,000 for business Money Market to avoid fee
4. $500 minimum balance

Effective as of 5/1/2025
Rates subject to change. Early withdrawal penalties may apply. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further info. on applicable fees and terms.