LINES OF CREDIT

Get access to flexible financing at interest rates lower than most credit cards with a personal or an overdraft line of credit.

Pay off your other debts, unexpected expenses, or consolidate higher interest rate loans, with convenient payments and competitive interest rates while benefiting from ongoing access to available credit for future use.

DO YOU WANT

Personal Service Lines of Credit

A line of credit is similar to a credit card. You can make withdrawals whenever you need to—without having to reapply!

  • Competitive rates for several ongoing needs
  • Get an advance with a pre-approved line of credit*
  • Easy and convenient forms of payment: payroll deduction, automatic payments, mail, in branch or phone transfer
  • Local decision-making and processing in Delaware
  • Attentive, friendly service from knowledgeable staff—from start to finish

Overdraft Lines of Credit

  • No overdrafts, no declined transactions—just easy payments
  • With an overdraft line of credit, your checking account is covered. You are protected from overdrafts and from having transactions denied for non-sufficient funds

*Credit approval, terms, and rates based on credit worthiness and other factors.
Note: Loan products are not federally insured by NCUA

CURRENT LINES OF CREDIT RATES

AccountAPRA
Personal Line of Credit Rates as low as…5.75%
Home Equity Line of Credit (HELOC)* Rates as low as…4.00%B

A) A.P.R.= Annual Percentage Rate
B) Rates based on the Prime Rate of 4/1/2022
Rates subject to change. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further info. on applicable fees and terms.

PERSONAL DEBT CONSOLIDATION CALCULATOR

PLAN FOR THE UNEXPECTED

Does your family have a safety net if the unexpected hits? Click here to learn more about our optional debt protection, to protect your new/existing loan(s), or to file a claim.

CONSUMER LOAN FAQs

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Personal Loans
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HELPING MEMBERS REACH THEIR GOALS SINCE 1960

Del-One Federal Credit Union

Helping Members Reach Their Goals

Since 1960

Del-One Federal Credit Union