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*APR = Annual Percentage Rate. Rates are variable and subject to change. As low as 6.00% APR is available only to credit union members who meet credit qualifications and maintain both qualifying direct deposit and automatic payment enrollment. Rates currently range from 6.00% APR to 8.25% APR based on creditworthiness and other factors. 6.00% APR includes up to .50% discount for having direct deposit and auto pay to loan from Del-One FCU checking account, not to go lower than 4.50% APR floor rate. The APR will not decrease below the stated minimum. Offer is for a limited time and may be discontinued at any time without notice. All loans subject to credit approval. Del-One FCU membership required.