Payment Protection

What is Payment Protection?

Member Testimonials

When my husband was diagnosed with cancer, we came to Del-One to try to save our home. I also knew my husband did not have much time and I asked them if they could help me publish his first novel. Even though I had lost my husband, [Payment Protection] allowed me to save my home and to publish his book. I am thankful he was able to have that experience.

Maria McAllister,

Shortly after buying my new car, I developed a medical condition and was unable to return to work for a number of months. Living off of a reduced income while on disability was very challenging, but it alleviated a huge burden to not have to worry about how I was going to be able to make my car payment during that time. Thank you, Del-One!


Need to File a Claim?

Have you (or a protected borrower on a Del-One loan) experienced any of the following life events?

  • Death – Protected borrower passed away
  • Disability – A covered disability occurred due to injury or illness
  • Involuntary Unemployment – A covered job loss occurred
  • Other Life Events – Accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent

If so, your protected loan may be eligible for payment or loan balance cancellation (up to the contract maximums).

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.