Share Certificates

A safety net for your safety net

Enjoy a risk-free investment

Become a serious investor with a secure Share Certificate from Del-One FCU. The term is up to you and longer terms earn higher rates—so you’ll know exactly how much you’re getting and when. No guesswork. No gambling. Just a set-it-and-forget-it way to grow your savings without a second thought.

Concerned about being locked into a low rate? With a special Bump-Rate Certificate, you’ll have the option to, at any point during your term, perform a one-time increase to bump up your rate to the rate currently being offered.

Fixed rates, above average savings

Longer terms lead to higher rates

No setup or maintenance fees

A wide range of terms available

Jumbo Share and IRA Certificates are available

Provides guaranteed rate of return

Deposits are federally insured by NCUA with additional insurance provided by ESI.

Conditions

  • $500 minimum deposit to open
  • Early withdrawals subject to penalties:
    • Terms of 6 months or less – 31 days’ dividends
    • Terms of 12 months – 91 days’ dividends
    • Terms longer than 12 months – 181 days’ dividends

View our current rates >

Share Certificate FAQs

All rates are subject to change. To find the current savings interest rates, click here.

Competitive dividends on balances of $100 or more will boost your balance, so you can reach your savings goals faster.

Del-One offers fantastic and secure savings accounts that you can open with as little as $5.

To find a list of current rates, please visit the Share Rates page.  All rates are subject to change.

All Del-One fees are subject to change and are updated regularly to provide members with the best value possible. Find a list of current fees and service charges on the Fee Schedule.

Yes! We offer special savings accounts specifically for Youth / Students such as Student Checking, Youth Program and Coverdell ESA.

Yes, we do! Get on the fast track to your dream with our Coverdell Education Savings Account!

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