It’s Financial Wellness Month, the perfect time to explore digital account features and take advantage of the free financial tools available to you through online and mobile banking.
We’ll explore Credit Score, Card Command, Savings Goal widget, and GreenPath and how these tools are critical components of meeting your financial goals.
Credit Score: A New Way to Monitor Your Credit Score
We’ve made it easier than ever to monitor your credit score! A Score Simulator can be viewed directly inside your online banking account for free! No need to download other apps or create accounts elsewhere to view your score. Just log in to your Del-One account, find the Credit Score tab, sign up and you’re finished or click here to login and enroll now!
Stay On Top of Your Credit
Credit Score serves as a guide in your financial wellness planning. Knowing and regularly checking your credit score has serval important benefits that can directly affect your financial opportunities and peace of mind. Get easier approval for credit cards, auto loans, mortgages, or personal loans. Never miss a thing with alert notifications any time your credit file changes. Receive personalized credit reports or use the credit score simulator to test a “what if” scenario without any real risk.
Monitor Your Score Daily
See the progress you are making with daily updates on your credit score. With no hard inquiries, you can check your credit as many times as you’d like without worrying about affecting your score. Monitoring your credit score also helps you spot errors or fraud early and act quickly to dispute issues.
Special Credit Offers and More
A strong, monitored credit score doesn’t just help you get approved. It unlocks exclusive offers. Pre-approved credit cards, exclusive loan promotions, retail and store financing deals, and more.
Card Command: Manage the cards on your account
The Card Command in Online Banking offers many features to help not only keep your cards secure, but also have more control over the card activity. This widget can be found easily on desktop under tools or by tapping the cards icon on mobile! Learn more about why this tool is great to use.
Feel more empowered
Easily turn your cards on/off at your discretion. Locking cards prevent fraud and unauthorized charges. It can also be a great tool to use for extra security to turn cards off when they’re rarely used, protecting against online theft or data breaches. You may want to quickly be able to lock your card if it’s been lost or misplaced.
Set spending limits based on location, amount, merchant type and transaction type. This gives you greater control over security, budgeting, and risk. Set your PIN on your debit and credit cards to add more security to your cards.
Discover more convenience
Enjoy 24/7 access to your cards via our mobile app, easily add cards to your digital wallet like Apple Pay and Google Pay. Card Command displays a list of where your card information is stored online so you can manage your card sharing in one place.
With credit cards, you can view statements and balances, make payments, request balance transfers, and view rewards (if applicable).
Feel more secure
Report lost or stolen cards in a couple of clicks, immediately turn off a lost or stolen card from your phone, keep in constant communication with your financial institution with two-way fraud alert and view suspicious activity with real-time alerts.
Set or Adjust Your Savings Goals
GreenPath: Your path to financial freedom
Through our partnership with GreenPath Financial Wellness, we are able to provide our members with free, personalized financial coaching. And if you have credit card debt or high interest rates, GreenPath’s debt management services offer a convenient way to pay off your entire debt faster—while also saving money on interest and fees.
Debt Management Services – If you have high-interest credit card debt, a GreenPath Debt Management Plan may be able to help lower your interest rates so you can pay off debt faster while saving money.
Financial Counseling – You have access to free, one-on-one financial counseling delivered by caring, certified experts. Understand your situation, learn about options, and make a plan to reach your goals.
Housing Services – If you have housing goals or concerns, GreenPath’s HUD-certified housing counselors can help. Take advantage of foreclosure prevention services, homebuyer counseling, rental counseling, and reverse mortgage counseling.
Credit Report Review – Learn how to read your personal credit report, how a credit score is calculated, and how to build or improve your score.
Student Loan Counseling – GreenPath can point you to resources to see if loan forgiveness is an option, and if you have repayment options that can postpone or lower your payments. Learn the pros and cons of each strategy to make an informed decision on which is best for you.